.Average403bBalance_container__wIGNE{--blue:#3b5bdb;--blue-deeper:#1a2f8f;--blue-light:#eef2ff;--green:#2cb67d;--gold:#f59f00;--red:#e03131;--navy:#0d1b3e;--off-white:#f7f9fc;--text:#0d1b3e;--text-light:#6b7fa8;--shadow:0 4px 24px rgba(59,91,219,.1);--blue-dark:#2c47c5;--blue-mid:#e0e7ff;--green-light:#ecfdf5;--gold-light:#fff9db;--red-light:#fff5f5;--white:#fff;--border:#e2e8f4;--text-mid:#3a4d6e;--shadow-sm:0 1px 8px rgba(59,91,219,.07);--radius:12px;font-family:Plus Jakarta Sans,system-ui,sans-serif;color:var(--text);background:var(--off-white);line-height:1.65;font-size:15px}.Average403bBalance_top-bar__DuRFp{background:var(--blue);color:hsla(0,0%,100%,.9);text-align:center;padding:9px 20px;font-size:13px;font-weight:500}.Average403bBalance_top-bar__DuRFp a{color:#fff;font-weight:700;text-decoration:underline}.Average403bBalance_breadcrumb__cFWCE{max-width:1100px;margin:0 auto;padding:14px 40px;font-size:13px;color:var(--text-light)}.Average403bBalance_breadcrumb__cFWCE a{color:var(--blue);text-decoration:none}.Average403bBalance_breadcrumb__cFWCE span{margin:0 6px;color:var(--border)}.Average403bBalance_hero__BRfgG{background:linear-gradient(135deg,#03060d,#060708);padding:52px 40px 44px;position:relative;overflow:hidden}.Average403bBalance_hero__BRfgG:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 60% 0,rgba(245,159,0,.07) 0,transparent 70%);pointer-events:none}.Average403bBalance_hero-inner__wkmZR{max-width:1100px;margin:0 auto}.Average403bBalance_hero-eyebrow__lwFNy{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff!important;background:hsla(0,0%,100%,.08);padding:4px 12px;border-radius:4px;margin-bottom:20px}.Average403bBalance_hero__BRfgG h1{font-size:clamp(24px,3.5vw,42px);font-weight:800;line-height:1.12;color:#fff;margin-bottom:14px;letter-spacing:-.4px;max-width:1020px}.Average403bBalance_hero-deck__fs9Ck{font-size:16px;color:#fff!important;max-width:1040px;margin-bottom:20px;line-height:1.68;border-left:3px solid var(--gold);padding-left:18px}.Average403bBalance_hero-meta__zxqBA{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:0}.Average403bBalance_hero-meta__zxqBA span{font-size:12px;font-weight:500;background:hsla(0,0%,100%,.07);border:1px solid hsla(0,0%,100%,.15);color:#fff!important;padding:4px 10px;border-radius:20px}.Average403bBalance_stat-strip__ndaD5{background:#416ce1;border-bottom:1px solid hsla(0,0%,100%,.06);padding:0 40px}.Average403bBalance_stat-strip-inner__LMu5V{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid hsla(0,0%,100%,.15)}.Average403bBalance_stat-item__6KhhX{padding:20px 16px;border-right:1px solid hsla(0,0%,100%,.15);text-align:center}.Average403bBalance_stat-item__6KhhX:last-child{border-right:none}.Average403bBalance_stat-num__xObe_{display:block;font-size:22px;font-weight:800;color:#fff;letter-spacing:-.5px;line-height:1}.Average403bBalance_stat-label__W2RNd{display:block;font-size:11px;font-weight:500;color:hsla(0,0%,100%,.65);margin-top:5px;line-height:1.4}.Average403bBalance_page-body__ag0xy{max-width:1100px;margin:0 auto;padding:44px 40px;display:grid;grid-template-columns:1fr 284px;grid-gap:40px;gap:40px;align-items:start}.Average403bBalance_main-content__Fy8au{min-width:0}.Average403bBalance_sidebar__UupXY{position:-webkit-sticky;position:sticky;top:80px;display:flex;flex-direction:column;gap:14px}.Average403bBalance_toc-box__2lubI{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px 22px}.Average403bBalance_toc-box__2lubI h3{font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--text-light);margin-bottom:12px}.Average403bBalance_toc-box__2lubI ol{padding-left:18px;display:flex;flex-direction:column;gap:6px}.Average403bBalance_toc-box__2lubI a{font-size:13px;color:var(--blue);text-decoration:none;font-weight:500}.Average403bBalance_cta-card__5dArU{background:#4361ee;border-radius:12px;padding:24px;color:#fff}.Average403bBalance_cta-card__5dArU h4{color:#fff;margin-bottom:12px;font-size:18px;font-weight:800}.Average403bBalance_cta-card__5dArU p{color:hsla(0,0%,100%,.9)!important;margin-bottom:20px;font-size:14px;line-height:1.5}.Average403bBalance_cta-btn__sOsal{display:block;background:#fff;color:#4361ee!important;padding:12px;border-radius:8px;text-decoration:none;font-weight:700;text-align:center;margin-top:10px;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease}.Average403bBalance_cta-btn__sOsal:hover{transform:translateY(-2px);box-shadow:0 4px 12px rgba(0,0,0,.15)}.Average403bBalance_sidebar-card__ApLiP{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px}.Average403bBalance_sidebar-card__ApLiP h4{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:10px}.Average403bBalance_sidebar-card__ApLiP a{display:block;font-size:13px;color:var(--blue);text-decoration:none;font-weight:500;padding:3px 0}.Average403bBalance_section-label__L8PNE{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}.Average403bBalance_main-content__Fy8au section{margin-bottom:44px}.Average403bBalance_container__wIGNE h2{font-size:22px;font-weight:800;color:var(--navy);margin-bottom:14px;letter-spacing:-.3px}.Average403bBalance_container__wIGNE h3{font-size:17px;font-weight:700;color:var(--navy);margin-bottom:10px}.Average403bBalance_container__wIGNE p{color:var(--text-mid);margin-bottom:12px;line-height:1.7}.Average403bBalance_data-table__O8EQo{width:100%;border-collapse:collapse;margin:20px 0;font-size:14px;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}.Average403bBalance_data-table__O8EQo th{background:var(--navy);color:#fff;padding:12px 14px;text-align:left;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.Average403bBalance_data-table__O8EQo td{padding:11px 14px;border-bottom:1px solid var(--border);color:var(--text-mid)}.Average403bBalance_data-table__O8EQo tr:nth-child(2n) td{background:var(--off-white)}.Average403bBalance_data-table__O8EQo tr:hover td{background:var(--blue-light)}.Average403bBalance_hi__OMqly{color:var(--blue);font-weight:700}.Average403bBalance_gold__6_3K5{color:var(--gold);font-weight:700}.Average403bBalance_green__bZiH2{color:var(--green);font-weight:700}.Average403bBalance_info-box__YTwtu{background:var(--blue-light);border:1px solid var(--blue-mid);border-radius:var(--radius);padding:18px 20px;margin:20px 0}.Average403bBalance_info-box__YTwtu p{color:var(--navy)!important;margin:0!important;font-size:14px!important;line-height:1.6!important}.Average403bBalance_warn-box__4cpdu{background:var(--gold-light);border:1px solid #f0c050;border-radius:var(--radius);padding:18px 20px;margin:20px 0}.Average403bBalance_warn-box__4cpdu p{color:var(--navy)!important;margin:0!important;font-size:14px!important}.Average403bBalance_green-box__djgDu{background:var(--green-light);border:1px solid #a8e8ce;border-radius:var(--radius);padding:18px 20px;margin:20px 0}.Average403bBalance_green-box__djgDu p{color:#0c5c3d!important;margin:0!important;font-size:14px!important}.Average403bBalance_card-grid__15QVd{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:16px;gap:16px;margin:20px 0}.Average403bBalance_card__oJt_4{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-sm)}.Average403bBalance_card__oJt_4 h4{font-size:15px;font-weight:700;color:var(--navy);margin-bottom:6px}.Average403bBalance_card__oJt_4 p{font-size:13px!important;color:var(--text-mid)!important;margin:0!important;line-height:1.55!important}.Average403bBalance_card-val__Pv4_1{font-size:26px;font-weight:800;color:var(--blue);letter-spacing:-1px;margin-bottom:4px}.Average403bBalance_faq-section__2CNUV{margin-top:40px}.Average403bBalance_faq-item__bfYfr{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:10px;overflow:hidden;background:var(--white)}.Average403bBalance_faq-q__diBQf{padding:16px 20px;font-size:15px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;-webkit-user-select:none;-moz-user-select:none;user-select:none}.Average403bBalance_faq-q__diBQf:hover{background:var(--blue-light)}.Average403bBalance_faq-q__diBQf span{font-size:20px;color:var(--blue);font-weight:400;transition:.2s}.Average403bBalance_faq-item-open__gHnFa .Average403bBalance_faq-q__diBQf span{transform:rotate(45deg)}.Average403bBalance_faq-a___ZOna{padding:0 20px 16px;color:var(--text-mid);font-size:14px;line-height:1.7;border-top:1px solid var(--border)}.Average403bBalance_sources-box__uDTZx{background:var(--off-white);border:1px solid var(--border);border-radius:var(--radius);padding:16px 20px;margin-top:32px;font-size:12.5px;color:var(--text-light)}.Average403bBalance_sources-box__uDTZx strong{color:var(--navy);display:block;margin-bottom:8px;font-size:13px}.Average403bBalance_sources-box__uDTZx li{margin-bottom:4px}.Average403bBalance_cta-banner__AWXY5{background:linear-gradient(135deg,var(--navy) 0,#1a2f6e 100%);border-radius:var(--radius);padding:32px;text-align:center;margin:32px 0;color:#fff}.Average403bBalance_cta-banner__AWXY5 h3{font-size:20px;font-weight:800;color:#fff;margin-bottom:8px}.Average403bBalance_cta-banner__AWXY5 p{color:#fff!important;font-size:14px!important;margin-bottom:20px!important}.Average403bBalance_cta-banner__AWXY5 a{background:var(--green);color:#fff;padding:12px 28px;border-radius:8px;text-decoration:none;font-size:15px;font-weight:700;display:inline-block}.Average403bBalance_two-col__J24tb{display:grid;grid-template-columns:1fr 1fr;grid-gap:20px;gap:20px;margin:20px 0}.Average403bBalance_highlight-box__zuSEv{background:var(--white);border-left:4px solid var(--blue);border-radius:0 var(--radius) var(--radius) 0;padding:16px 20px;margin:20px 0;box-shadow:var(--shadow-sm)}.Average403bBalance_highlight-box__zuSEv p{margin:0!important;font-size:14px!important;color:var(--navy)!important;font-weight:500!important}@media(max-width:768px){.Average403bBalance_page-body__ag0xy{grid-template-columns:1fr;padding:24px 20px}.Average403bBalance_sidebar__UupXY{position:static}.Average403bBalance_stat-strip-inner__LMu5V{grid-template-columns:1fr 1fr}.Average403bBalance_hero__BRfgG{padding:32px 20px 24px}.Average403bBalance_card-grid__15QVd,.Average403bBalance_two-col__J24tb{grid-template-columns:1fr}.Average403bBalance_data-table__O8EQo{font-size:12px}}.Average403bBalance_bad__1RCG8{color:var(--red);font-weight:700}.Average403bBalance_cta-btn__sOsal:hover{background:hsla(0,0%,100%,.1);border-color:#fff}.Average403bBalance_toc-box__2lubI ol,.Average403bBalance_toc-box__2lubI ul,.Average403bBalance_toc-list__P0ftO ol,.Average403bBalance_toc-list__P0ftO ul,.Average403bBalance_tocBox__dx5I2 ol,.Average403bBalance_tocBox__dx5I2 ul,.Average403bBalance_tocList__d2J9I ol,.Average403bBalance_tocList__d2J9I ul,.Average403bBalance_toc__DYkzD ol,.Average403bBalance_toc__DYkzD ul{list-style:none!important;padding:0!important;margin:0!important;counter-reset:none!important}.Average403bBalance_toc-box__2lubI li,.Average403bBalance_toc-list__P0ftO li,.Average403bBalance_tocBox__dx5I2 li,.Average403bBalance_tocList__d2J9I li,.Average403bBalance_toc__DYkzD li{padding:8px 0!important;border-bottom:1px solid var(--border)!important;display:block!important;counter-increment:none!important;background:none!important;margin:0!important}.Average403bBalance_toc-box__2lubI li:last-child,.Average403bBalance_toc-list__P0ftO li:last-child,.Average403bBalance_tocBox__dx5I2 li:last-child,.Average403bBalance_tocList__d2J9I li:last-child,.Average403bBalance_toc__DYkzD li:last-child{border-bottom:none!important}.Average403bBalance_toc-box__2lubI li:before,.Average403bBalance_toc-list__P0ftO li:before,.Average403bBalance_tocBox__dx5I2 li:before,.Average403bBalance_tocList__d2J9I li:before,.Average403bBalance_toc__DYkzD li:before{content:none!important;display:none!important}.Average403bBalance_toc-box__2lubI a,.Average403bBalance_toc-list__P0ftO a,.Average403bBalance_tocBox__dx5I2 a,.Average403bBalance_tocList__d2J9I a,.Average403bBalance_toc__DYkzD a{color:var(--blue)!important;text-decoration:none!important;font-size:14px!important;font-weight:500!important;display:block!important}.Average403bBalance_toc-box__2lubI a:hover,.Average403bBalance_toc-list__P0ftO a:hover,.Average403bBalance_tocBox__dx5I2 a:hover,.Average403bBalance_tocList__d2J9I a:hover,.Average403bBalance_toc__DYkzD a:hover{text-decoration:underline!important;color:var(--blue-dark)!important}.Average403bBalance_sidebarCard__dQuB1 h3,.Average403bBalance_toc-box__2lubI h3,.Average403bBalance_toc-list__P0ftO h3,.Average403bBalance_tocBox__dx5I2 h3,.Average403bBalance_tocList__d2J9I h3,.Average403bBalance_toc__DYkzD h3{font-size:13px!important;font-weight:700!important;letter-spacing:.05em!important;text-transform:uppercase!important;color:var(--text-light)!important;margin-bottom:12px!important}.HubNav_hubNav__AEeQc{position:-webkit-sticky;position:sticky;top:80px;left:0;width:100%;z-index:1000;background:#fff;border-bottom:1px solid #eef0f3;box-shadow:0 4px 12px rgba(0,0,0,.05);font-family:Inter,-apple-system,sans-serif}.HubNav_navContainer__boPlQ{max-width:1440px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;min-height:72px}.HubNav_navHeader__8A5CQ{display:flex;align-items:center;height:100%}.HubNav_hubBrand__wuryb{display:flex;align-items:center;gap:10px;cursor:pointer;transition:opacity .2s}.HubNav_hubBrand__wuryb:hover{opacity:.8}.HubNav_brandText__YJrMn{font-weight:800;color:#1a1a1a;letter-spacing:-.6px;font-size:18px;white-space:nowrap}.HubNav_mobileMenuToggle__JQ7m1{display:none;background:none;border:none;cursor:pointer;padding:10px;z-index:1010;color:#1a1a1a;align-items:center;justify-content:center;transition:opacity .2s ease}.HubNav_mobileMenuToggle__JQ7m1:hover{opacity:.7}.HubNav_navContent__FRlLO,.HubNav_navList__pwpz6{display:flex;align-items:center}.HubNav_navList__pwpz6{width:100%;gap:8px}.HubNav_navItem__P716w{position:relative;padding:20px 0}.HubNav_sectionTrigger__PL_yH{display:flex;align-items:center;gap:6px;padding:8px 5px;border-radius:8px;cursor:pointer;transition:all .2s ease;color:#444b52;font-size:13px;font-weight:600}.HubNav_navItem__P716w.HubNav_active__1kDqh .HubNav_sectionTrigger__PL_yH,.HubNav_navItem__P716w:hover .HubNav_sectionTrigger__PL_yH{background:#f0f4f8;color:var(--primary-color,#00d382)}.HubNav_sectionIcon__CeFPa{font-size:14px;display:flex;align-items:center;justify-content:center;height:100%}.HubNav_sectionLabel__GtSLW{white-space:nowrap;display:flex;align-items:center;line-height:1}.HubNav_dropdownArrow__U71Kk{font-size:10px;opacity:.5;margin-left:2px}.HubNav_dropdown__Bo4uy{position:absolute;top:100%;left:0;width:280px;background:#fff;border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.12);border:1px solid #eef0f3;opacity:0;visibility:hidden;transform:translateY(10px);transition:all .2s cubic-bezier(.19,1,.22,1);padding:12px 0;z-index:1001}.HubNav_dropdown__Bo4uy.HubNav_open__nA62m{opacity:1;visibility:visible;transform:translateY(0)}.HubNav_dropdownList__x1rbB{list-style:none;padding:0;margin:0}.HubNav_dropdownItem__ReDGp{padding:0 8px}.HubNav_dropdownItem__ReDGp a{display:block;padding:10px 16px;color:#444b52;font-size:13.5px;text-decoration:none;border-radius:8px;transition:all .2s;cursor:pointer;line-height:1.4}.HubNav_dropdownItem__ReDGp a:hover{background:#f5f7f9;color:var(--primary-color,#00d382);padding-left:20px}@media (max-width:1100px){.HubNav_navContainer__boPlQ{padding:0 16px;flex-direction:column;align-items:flex-start}.HubNav_navHeader__8A5CQ{width:100%;justify-content:space-between;height:64px}}@media (max-width:991px){.HubNav_mobileMenuToggle__JQ7m1{display:flex}.HubNav_navContent__FRlLO{position:fixed;top:80px;left:0;width:100%;height:calc(100vh - 80px);background:#fff;flex-direction:column;padding:24px;align-items:flex-start;overflow-y:auto;transform:translateX(100%);transition:transform .4s cubic-bezier(.19,1,.22,1);box-shadow:-10px 0 30px rgba(0,0,0,.05)}.HubNav_navContent__FRlLO.HubNav_show__uU_x3{transform:translateX(0)}.HubNav_navList__pwpz6{flex-direction:column;align-items:flex-start;gap:8px}.HubNav_navItem__P716w{width:100%;padding:0}.HubNav_sectionTrigger__PL_yH{width:100%;justify-content:space-between;padding:14px 16px;font-size:16px}.HubNav_dropdown__Bo4uy{position:static;width:100%;box-shadow:none;border:none;opacity:1;visibility:visible;transform:none;padding:0;max-height:0;overflow:hidden;transition:max-height .3s ease}.HubNav_dropdown__Bo4uy.HubNav_open__nA62m{max-height:1000px;margin-bottom:20px}.HubNav_dropdownItem__ReDGp a{padding:12px 24px;font-size:15px;border-left:2px solid #eef0f3}.HubNav_dropdownItem__ReDGp a:hover{padding-left:28px;border-left-color:var(--primary-color,#00d382)}}