Change is the only constant in life. This is why we have created a dynamic, comprehensive, artificially intelligent (AI) and efficient product to meet your ever-changing financial needs.
We believe that everyone’s financial situation is unique and is influenced by multiple factors like earnings, expense behavior, assets, risk appetite, age, commitments and other demographics. Our main focus is to help you create a diversified portfolio and balance it with your risk tolerance. We analyze all aspects like current income and expenses, assets, contribution over a period of work life, retirement year, life expectancy, funds availability and fees before making any recommendations. Of course, we monitor your accounts regularly to keep you on track.
Our algorithm reviews your current & past expenditure pattern, family status and risk appetite, and forecasts future income and expenses until projected lifespan. It adjusts for changes such as child care needs and changes in healthcare expenses over the years. We then review your risk appetite and determine if the current assets in your employer's supported retirement account and the strategy you are using are sufficient to cover future needs. This helps us select your ideal investment portfolio based on fee structure, volatility of returns and diversification. We track the performance of the funds on a regular basis.
The user creates a profile and links accounts such as bank accounts, credit cards, mortgage 401k, 529 plan to acquire a comprehensive view of your financial profile.
Our proprietary models estimate total money required and suggest how you should accumulate money to meet your expectations. We suggest how much you should contribute and which strategy you should choose.
Once the investment strategy is determined. Plootus analyzes the fund options from 401k/403b/457 plans based on various risk/return factors and recommends how to invest/allocate into different asset classes.
©2018 Analyze Future LLC | All rights reserved.