Plootus Videos
Watch our official channel walkthroughs, tutorials, and financial insights to plan your retirement.
Student Loans and Retirement: How $37,000 in Debt Can Cost You $1 Million (The Real Math)
The average student loan borrower graduates with $37,000 in debt. The real cost to retirement isn't the payments — it's the compounding retirement savings that never got started.
Average Savings Account Balance by Age in 2026 — Most Emergency Funds Are Dangerously Thin
The gap between average and median savings tells the same story as retirement: most Americans are much closer to the edge than they appear. Median liquid savings for Americans in their 30s: $11,000. In their 40s: $16,000. In their 50s: $21,000.
Minimum Wage by State 2026: What a Lifetime of Low Wages Does to Your Retirement
The federal minimum wage is $7.25/hour. Work full-time at that rate for 40 years and your Social Security benefit comes to around $700–$800/month — barely above the federal poverty line.
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Renting vs. Owning in Retirement: The Answer Is More Complicated Than You Think
The conventional wisdom is clear: own your home before retirement. But the rent and home price data by city tells a more complicated story — especially in markets where home prices have diverged dramatically from rents.
Florida vs. Texas vs. Any Two States: This Tool Shows You Where Your Retirement Money Actually Goes
Most people comparing retirement states focus on income tax. They're missing the variable that costs them more: property taxes. In this video we use the Plootus state comparison tool to show what side-by-side state comparison actually reveals that you'd never think to compare on your own.
Health Insurance Before Medicare: What Early Retirement Actually Costs by State (2026)
If you want to retire before 65 — before Medicare — health insurance is probably your single largest monthly expense. And most people planning early retirement massively underestimate it.
Median Household Income by State 2026: What It Means for Your Retirement (Local Context Matters)
The national median household income is around $74,000. But that number tells you almost nothing useful without local context — because the median in Mississippi is $52,000 and the median in Maryland is $94,000.
Long-Term Care: The Retirement Expense That Destroys Families — State-by-State Data (2026)
70% of Americans over 65 will need some form of long-term care. The median cost of a private nursing home room is over $108,000/year. The average stay is 2.5 years. That's $270,000 from savings most families don't have earmarked for this.
Best Retirement Planning Tools in 2026: What Most Get Wrong (and What Plootus Does Differently)
There are hundreds of retirement planning tools online. Most give you a generic number that ignores your actual state, your actual healthcare costs, and the real fund fees eating your returns. Here's how to tell the good ones from the noise.
